Benefit Options
PACKAGES FOR FULL-TIME & PART-TIME EMPLOYEES
When you are eligible for benefits you will receive an email from Employee Navigator with registration instructions.
The Human Resources Generalist will arrange a meeting with you to go over all the programs in detail.
Please contact hr@thescheffergroup.com for more information.
FREE FOR ALL EMPLOYEES
Employee Assistance Program (EAP)
Free and confidential assessments, short-term counseling, referrals, and follow-up services to employees and their family/household members for both personal and/or work-related problems.
Your Cost: $0
FULL TIME EMPLOYEES
$250 Vision/Dental HRA
Full Time Employee will receive this benefit automatically
Funds for qualifying expenses for dental and vision care
May not be used for cosmetic procedures
Your Cost: $0
“I want a Health Insurance plan”
ICHRA
Individual Coverage HRA
Choose any health insurance plan, from any insurance company, provided that it meets the Minimum Essential Coverage as outlined by the Affordable Care Act
You may add family members at your expense
Scheffer Group will reimburse you for a set dollar amount each month toward the cost of the monthly premium
This may NOT be combined with Lantern Health or Sedera
Your Cost: Varies
“I want other health
care options”
Lantern Health Direct Primary Care
Lantern Health Direct Primary Care is not health insurance
Comprehensive primary care with unlimited visits
Most services are free with membership
Scheffer Group pays 100% of membership fees
May NOT be combined with ICHRA
Your Cost: $8.76
Sedera Medical Cost Sharing
Sedera Medical Cost Sharing is not health insurance
Helps cover the cost of unexpected injury and illness with low out-of-pocket expense
Includes comprehensive healthcare services
Scheffer Group pays 75% of membership fees
May NOT be combined with ICHRA
Your Cost: Varies
ICHRA may not be combined with Lantern Health or Sedera.
Lantern Health & Sedera are available individually or can be combined.
ADDITIONAL FULL TIME BENEFITS
May be added separately or in addition to ICHRA, Lantern Health, or Sedera
Flexible Spending Account
A Flexible Spending Account is a special account you put money into that you use to pay for certain out-of-pocket health care costs.
Set aside pre-tax funds for medical expenses, prescriptions, dental, vision, etc. FSA deduction also reduces your taxable income, saving you money on income taxes.
Your Cost: Varies
Life Insurance
Pays an amount specified in the policy if a covered accident results in your death. It may also pay benefits for a severe physical loss, such as a hand, a foot or your eyesight.
Your Cost: Varies
Parkview Dental Membership
Parkview Dental Membership is not insurance. Parkview Dental Membership offers patients a comprehensive list of general, restorative, and orthodontic services designed to meet the needs of the entire family. The goal is to assist each of our patients in achieving and maintaining long term dental health.
Your Cost: $11.54 per pay period
Accident Insurance
Accident insurance can help you and your family be better prepared to handle expenses that pop up after an accidental injury. A lump-sum cash benefit is paid directly to the insured person after having a covered injury. This benefit provides cash that can be used however it’s needed.
Your Cost: Varies
Critical Illness Insurance
Critical illness insurance can help alleviate financial worries during a serious illness. A lump-sum cash benefit is paid to the insured person when they’re diagnosed with a specific critical illness. This benefit provides cash at a time when it may be needed most.
Your Cost: Varies
Open Path Psychotherapy Collective
Inclusive, nationwide network of mental health professionals, providing in-office and online mental health care, at a steeply reduced rate.
Your Cost: Membership Fee reimbursed 100%
Per Session Fees: $40 - $70
PART TIME EMPLOYEES
Lantern Health DPC
Lantern Health is a Direct Primary Care provider that includes comprehensive healthcare services and immediate physician access. Lantern Health also assists in coordinating and negotiating with local specialized providers.
Lantern’s partnership with Sona Pharmacy’s provides you access to wholesale pricing on 300+ medications, Generic savings program- $4, $10, or $20, depending on the tier, 24/7 on-call pharmacy availability, and Free Delivery to work or home.
Most Lantern Health Services are included for FREE with your membership
Your Cost - $21.92 per pay period
Parkview Dental Membership
Parkview Dental Membership is not insurance. Parkview Dental Membership offers patients a comprehensive list of general, restorative, and orthodontic services designed to meet the needs of the entire family. The goal is to assist each of our patients in achieving and maintaining long term dental health.
Your Cost: $11.54 per pay period
Open Path Psychotherapy Collective
Inclusive, nationwide network of mental health professionals, providing in-office and online mental health care, at a steeply reduced rate.
Your Cost: Membership Fee reimbursed 100%
Per Session Fees: $40 - $70
CONTACTS
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The Human Resources Generalist will arrange a meeting with you to go over all the programs in detail.
Please contact Mayra Ceja at hr@thescheffergroup.com for more information.
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Benefit enrollment / management portal
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Search the Healthcare Marketplace for a health insurance plan